Utoken is the wallet for your everyday payment needs. Our self-custody digital wallet allows you to conveniently pay locally, shop online, pay bills, receive money from employers, or send money to your loved ones.
Showcase your skills and services to a global audience and get paid with ease
Pay for essential services like internet, electricity, and more.
Access a wide range of digital services, from design to development and pay easily in stablecoins.
Get a card to pay for your subscription, shop on your favourite marketplace, and much more.
Enjoy a wide array of tailor-made features for seamless transactions with your stablecoins
A new era of payment powered by local stablecoins and instant payment rails
Beyond an app—UToken is a movement toward unlocking the full potential of stablecoins.
Fast, Cheap payment
With UToken, you can pay for internet, electricity, and more directly from your wallet with just a few clicks.
Global Accessibility
Available in 20+ countries and quickly expanding. We enable global borderless access to finance and opportunities
Digital Service Hub
UToken lets skilled professionals and digital nomads list their services and get paid in stablecoins, secured by blockchain smart contracts.
Multi-Chain & Multi-Stablecoin Support
Whether you're using USDC, USDT, or any supported stablecoin, UToken's multi-chain platform ensures your assets can be used where and when you need them.
Secure & Private
The Utoken digital wallet and stablecoin infrastructure is secured by advanced encryption, passkeys, MPC technology, and advanced KMS coupled with a robust architecture while ensuring users privacy by complying with relevant standards and laws (GDPR, PCI DSS, NDPA etc.)
Available supported currencies
Frequently ask questions
Everything you need to know about the product and billing.
How do I use the Utoken app or payment infrastructure
Download the Utoken app on Android and iOS, register with your email and follow the instruction on the screen
How long does bill payment take?
Almost instantly once payment is confirmed on-chain
What are the top-up options available?
Depending on your location, you can top up with your bank, credit or debit card, mobile money app, and an existing custodial or non-custodial wallet
How do I create and use my card?
To create a card, you will need to be verified by going through our KYC process. To start, fill out the form you see when you click "create card" and make sure you have the minimum amount required to create your card. Once your card is created, you can copy the details to make online payments or add the card to Apple or Google Pay.
What kind of data do you take?
We do not collect any private data we only keep transactional data like user ID (mobile number) for reference purposes
Can I make payment with my currency
Yes, you can make payment with any of the currency or stablecoins we support
Still have questions?
Can't find the answer you're looking for? Please chat with our team.